Holiday New Zealand in
conjunction with Comprehensive travel insurance offer
the following travel insurance policy for visitors to
New Zealand and Australia. The policies are underwritten
by, Vero Insurance Vero Limited has an A (Strong) claims
rating given b
Holiday New Zealand in conjunction
with Comprehensive Travel Insurance offers the following travel
insurance policy for visitors to New Zealand and Australia. Vero
Insurance Limited underwrites the policies. Standard & Poor's
(Australia) rates Vero's financial strength as "A Strong".
More information on Vero Insurance may be gained at www.vero.com.au
or www.vero.co.nz
New Zealand based insurers are able
to offer attractive policy rates due to the regions lower business
cost structure. The largest single lower cost is in the health-care
industry. New Zealand and Australia hospitalization costs are significantly
lower than in North America. Health care in New Zealand and Australia
is of a high standard however it is not free to International visitors.
Medical costs while less than North America are still expensive.
The time to purchase
your travel insurance is at the same time as you pay
a deposit for your holiday, in case you should have
to cancel your trip due to unforeseen circumstances.
Policy availability
Policies are available
to non-New-Zealand resident under 82 years of age (you
don't have to book your vacation through Experience
New Zealand).
Online quote booking
and payment system
You can purchase your
policy at any time but we recommend doing so when you
pay the deposit on your vacation so that you are immediately
covered for loss of deposit.
Cover for dependant
children
Dependant children under
21 years old who are not self-supporting are covered
free of charge when travelling on an individual's policy.
Limit of 2 children free of charge per individual.
Emergency Assistance
- 24 Hours, 7 Days
If you do become ill
or have an accident overseas, the last thing you need
is a long wait for help. Our emergency team consists
of experienced New Zealand doctors, nurses and travel
insurance specialists who are on hand to help you 24
hours a day, 7 days a week and can assist you anytime.
Loss of Deposits
/ Cancellation
Cover starts as soon
as you pay for your policy
Pre existing Conditions
No cover is available
for any pre-existing medical conditions.
Options Available
Specified Items
You can choose to extend
your policy to cover your expensive items such as jewellery,
watches, cameras etc. A video camera up to $2,500 is
automatically covered and does not need to be specified.
For specified items, we will require a copy of your
Purchase Receipt or a Valuation Certificate dated prior
to the start of your policy. An additional premium of
1.5% of the total value of the item(s) will be charged
(maximim $20,000).
Rental Car Excess
Cover
If you hire a vehicle
whilst in New Zealand or Australia you have the option
to increase the rental vehicle excess from $1,700 to
$4,000 for an additional premium of $10.00 per rental
car hire day.
$75
excess will apply in the event of a claim (per
individual, per event).
Benefit
Limits (Limits are expressed in $NZ)
Medical including Repatriation
to Country of Residence
$5,000,000
Follow on medical expenses
after Repatriation
$2,000
Incidental Hospital Expenses
$100 per day up to $2,000
Accompanying Person Reasonable
additional expenses
Should you require further
insurance whilst still overseas, please apply by contacting
either your agent or Comprehensive Travel Insurance
before your original policy expires. Conditions may
apply.
